IN THE STUDIOQuadrino
Every dollar has a place - a zero-based budget in your language.
Quadrino starts from what you actually have. Add your accounts, then assign that money to categories - rent, groceries, savings, the insurance bill due in March - until Ready to assign reaches zero. Spend from the keypad in a few seconds and Quadrino remembers each shop's category. When a category goes red, Cover moves money from one with room to spare. Credit cards are handled properly: spending on a card moves the money to the card's payment, so the bill is always covered, and in Brazil installment purchases spread across the statements they belong to. Targets fund monthly amounts, annual bills by a date, or a balance to keep, and Fund targets fills them in one tap. Once a week, a short check-in confirms balances, categorizes anything new and clears overspending. Rent, salary and subscriptions can be scheduled once and are added on their date, with a reminder the day before a bill saying whether it's covered. Reports show where the money went, six months of income against spending, and net worth. One receipt can be split across categories, and every transaction is searchable. Coming from another budgeting app? Its export file brings your accounts, categories, every transaction and your monthly assignments with you, for free. Pro imports bank statements in CSV, OFX and CAMT.053 with duplicate matching, and removes the limits on accounts, targets and history. Quadrino is written natively in English, Spanish, Italian, German, French and Brazilian Portuguese, with local currencies and starter categories.
Everything Quadrino does well.
Every dollar a job
Assign what you have, not what you hope to earn, until Ready to assign is zero.
Cover, don't panic
Overspent? Move money from a category with room. A decision, not a failure.
Bills that type themselves
Schedule rent and subscriptions once; get a reminder the day before, with whether it's covered.
See where it went
Spending by category, income against spending, and your net worth over time.
Yours alone
No account, no ads, no tracking. Your budget syncs only through your own iCloud.
The zero-based method works, but the best tools for it are English-only and cost more every year. Most of the world budgets in another language and another currency. We built the method natively for six languages, with a free tier that is the complete method and a lifetime option for people who don't want another subscription.
See it in action.
Simple, honest pricing.
Free - Pro $3.99/month, $29.99/year (2-week free trial) or $69.99 once
Good to know.
Does Quadrino connect to my bank?
No. You add transactions in seconds from the keypad, or, with Pro, import the statement file your bank exports (CSV, OFX/QFX or CAMT.053). Quadrino never asks for bank passwords.
What is free?
The complete method: assigning, covering, targets, credit cards and the weekly check-in, with up to 3 accounts, 5 targets and the last 3 months of history. Pro adds statement import and removes those limits.
Is there a lifetime option?
Yes. Pro is $3.99 a month, $29.99 a year with a 2-week free trial, or $69.99 once. Family Sharing is included.
Which languages and currencies?
English, Spanish, Italian, German, French and Brazilian Portuguese, with dollars, euros, pounds, reais, pesos, francs and more.
Can I bring my budget from another app?
Yes. Export your budget from the zero-based budgeting app you use now and choose the file on Quadrino's first screen. Your accounts, categories, every transaction and what you assigned each month come over, on your phone, for free.
Where is my data?
On your devices, and in your private iCloud if you turn sync on. We have no server and collect no data.
Ashvara designed and built Quadrino end to end.
We build native iOS apps like this one - from first sketch to the App Store. If you have a product in mind, we can ship it.
